Leaf Capital

Group Policy on treating customers fairly (“TCF”)

Policy Statement: Treating Customers Fairly

We recognise that our clients are our most valuable asset and therefore, their fair treatment is a primary consideration for Leaf Capital.

Our aim is to support the Financial Services Board (FSB) in creating a sustainable financial services industry by ensuring that the financial needs of our clients are met appropriately.  To this end, Leaf Capital maintains a culture of client-centeredness, openness and transparency. Our aim is to promote and protect client interests at every stage of the client’s interaction with us.

The TCF Outcomes

Our approach is informed by the guidance provided by the FSB in order to ensure that we consistently deliver fair outcomes by taking responsibility for the actions of the business and our staff at all levels.

The FSB has prescribed six outcomes which act as a guideline to promote the fair treatment of clients:

Outcome 1 Consumers can be confident that they are dealing with firms where the fair treatment of customers is central to the corporate culture
Outcome 2 Products and services marketed and sold in the retail market are designed to meet the needs of identified consumer groups and are targeted accordingly
Outcome 3 Customers are provided with clear information and are kept appropriately informed before, during and after the point of sale
Outcome 4 Where consumers receive advice, the advice is suitable and takes account of their circumstances
Outcome 5 Consumers are provided with products that perform as firms have led them to expect, and the associated service is of an acceptable standard and as they have been led to expect
Outcome 6 Consumers do not face unreasonable post-sale barriers imposed by firms to change product, switch provider, submit a claim or make a complaint

 Our commitment to our clients includes:

 Complaints about our services

In the event that you are dissatisfied with any aspect of our products or services, please contact our offices. Should you wish to complain about an authorised representative kindly address your complaint in writing to Jacqueline Hathorn (key individual).

If you cannot settle your complaint with us, you are entitled to refer it to the FAIS Ombud who is contactable at the details below:

The FAIS Ombud

Address:          PO Box 74571, Lynnwood Ridge 0040

Tel:                  012 470 9080

Fax:                 012 348 3447,

Email:              info@faisombud.co.za

For more information go to www.faisombud.co.za